Old Money

What if your worsening eyesight, your need for scalding showers, and your 3am wake-ups are all signs of nervous system dysregulation... and you've been treating them like personality quirks? In this episode, I break down the signs of nervous system dysregulation that high-performing women have completely normalized, and explain exactly why this matters for your money, your wealth, and your life. This is not a wellness episode. It's a wealth episode. Because you cannot make your best financial decisions from a nervous system that is in survival mode; and most high-achieving women are running a stress response they've never been taught to see. In this episode you'll learn: The surprising physical signs of chronic stress or bunrhout that high performers most commonly miss Why your eyesight, sleep, sensory preferences, and body tension are connected to your financial fight-or-flight response Why hustle culture rewards overriding discomfort, and why ambitious women are especially at risk for missing the signs Why financial decisions made from a dysregulated state always cost more than the price tag How this state of being affects all five dimensions of wealth: relationships, health, time, purpose and money Get on the Old Money Mindset waitlist (early bird discount + exclusive bonuses) Pour yourself a martini and hit subscribe. New episodes every Tuesday. ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2026. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Why does success sometimes feel unsafe? Nervous system expert Jessica Karwat unpacks why high-achieving women often sabotage growth, burn out after big wins, or feel anxious when money increases. From hitting her highest cash month and spiraling into panic, to understanding how trauma lives in the body, Jessica explains why wealth isn’t just strategy, it’s capacity. You’ll learn how your nervous system shapes your relationship with money, visibility, and expansion, plus a practical framework to help you reveal, heal, expand, and hold your next level. If you’ve ever made more money and immediately lost it… If you’ve ever felt anxious the moment things started going right… If you’ve ever hit an income ceiling you couldn’t explain… This episode will connect the dots between your nervous system and your net worth. Build from regulation, not survival. About Jessica Karwat: Jessica is an embodied business mentor for women entrepreneurs who specializes in money, visibility, and the nervous system. She helps high-achieving women expand their capacity to earn, be seen, and lead without burnout or self-sabotage by regulating their nervous system and embodying their next level identity. www.womensacademyoftransformation.com The Wealthy Nervous System 2 Day masterclass Instagram and TikTok: @jessica.karwat Youtube: Jessica Karwat ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2026. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Standards have dropped. Informality has become sloppy. Reliability is rare. Manners are now a modern advantage. In this episode, I break down 10 old money manners that are used as modern leverage. In a culture built on chaos, composure is unforgettable. In this episode, you will learn: Why manners now function as trust accelerators and reputation builders How punctuality, responsiveness, and follow through quietly signal credibility The communication habits that make people trust you faster Why proper introductions and discretion are social power moves How old money uses gratitude and closure without performance Why elegance is often about knowing when to exit If you have ever felt overlooked despite being capable, this episode explains why impeccable conduct still wins and always has. ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

In this episode of Old Money, I break down why so many people feel like financial doomsday is coming and why panic is the most expensive response you can have. From market crashes and bank runs to media fear cycles and financial fight or flight, I explain what is actually happening in your brain when money feels scary and how wealthy individuals stay calm when everything looks red. In this episode, I cover: Why financial anxiety does not disappear with more money and simply changes outfits How market downturns have historically created more millionaires, not fewer The difference between preparedness and paranoia Why most doomsday fear is really a liquidity problem, not an investing problem What a regulated nervous system looks like in real financial life Why boring systems beat reactive decisions every time How to build a real financial safety net without stockpiling cash or panic selling investments I also walk through the real doomsday kit, including liquidity, emergency funds that actually match real life, insurance deductibles, income runways, and simple systems that help you respond instead of react. If you have been tempted to wait until things feel safer, constantly check your portfolio, or make emotional money moves based on headlines, this episode is your reminder that calm people are not optimistic. They are prepared. This is not a doomsday plan. It is how you become financially unshakable. Episode 091: Become Unshakeable and Get Rich... No Matter What ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Adult friendships don’t fail because we’re bad at them. They fail because no one ever taught us how to maintain them without burning ourselves out. In this episode, I’m talking about building wealth in relationships -how old money relationships last decades without drama, performance, or emotional exhaustion. Not by being intense. Not by being everywhere. But by being predictably present in ways that actually suit who you are. I share how understanding your friendship operating system- whether you’re a one-touch friend or an all-in friend- changes everything. There’s no “right” way to be a friend, but there is a wrong way: performing a version of closeness that drains you or expecting others to show up in ways they never will. We talk about: Simplifying your social life with systems (calendars, repeat gifts, default hostess gestures) How to quietly learn people’s love languages without over-explaining yours Letting friendships breathe through kids, careers, distance, and life phases And yes, I walk you through how to make friends as an adult without forcing it using the real formula that actually works: proximity + repetition + shared values. Because social wealth isn’t about having a long contact list. It’s about being someone people feel safe keeping in their life. ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

The Super Bowl isn’t just about football anymore — it’s become one of the biggest betting events in the United States. In this episode, we take a closer look at the rise of sports betting, prediction markets, and gamified trading apps, and why these systems are designed to keep people chasing the feeling of a win. We break down: What sports betting, prop bets, and prediction markets actually are How platforms like Kalshi and betting apps blur the line between investing and gambling Why day trading often functions like gambling, even when it’s framed as financial sophistication How dopamine, gamification, and instant feedback loops drive addictive behavior Why the idea of “getting rich quick” is so seductive... and so costly Through an old-money lens, we explore why real wealth is built on patience, preservation, and long-term thinking, not luck or adrenaline. Old money isn’t about never working or striking it rich overnight, it’s about creating stability, optionality, and freedom over time. This episode is for anyone who wants to understand: Why gambling feels so compelling right now How modern money culture keeps people reactive And how to adopt a calmer, more durable approach to wealth and decision-making If you’re interested in financial psychology, behavioral finance, old money principles, and cultural trends around wealth, this conversation will give you a new framework for thinking about risk, money, and what being “rich” actually means. ---------------------------- Today’s episode includes discussion of gambling, sports betting, and speculative trading. While we’ll be talking about these topics from an educational and cultural perspective, we want to acknowledge that gambling can be addictive and harmful for some people. If you or someone you know is struggling with gambling, help is available. In the United States, you can call or text 1-800-GAMBLER for free, confidential support, 24 hours a day. Please take care of yourself, and listen in a way that feels safe and supportive for you. ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

This episode is the continuation of the most important financial conversation you’ll have in 2026. In Part One, we built the foundation: ▪️ Why you cannot manage your way into wealth ▪️ Rule #1: Money Follows Value, Not Effort ▪️ Rule #2: Demand Sets Your Income Ceiling ▪️ Rule #3: Income Growth Requires Discomfort If Part One explains how income grows, Part Two explains why some people scale—and others plateau. In this episode, we cover: ▪️ Rule #4: Letting Go Is a Wealth Skill ▪️ Rule #5: Proximity to Power Is the Real Cheat Code ▪️ Rule #6: Skill Stacking Determines Your Pricing Power ▪️ Rule #7: Sacrifice Buys Leverage (But Only Temporarily) This episode is for you if: ▪️ You earn more than you used to, but it still feels unstable ▪️ You’re working harder without seeing nonlinear returns ▪️ You sense the problem isn’t effort—it’s structure ▪️ You want money to compound quietly, without burning out Saving preserves wealth. Investing multiplies it. Earning power creates it. But knowing when to scale, when to release, and when to stop sacrificing is what turns income into something that lasts. ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2026. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

This is the most important episode of 2026. Bookmark it. If you want to actually build wealth, Old Money Style, this is where it starts. Here’s the reality no one likes to admit: You cannot save your way to wealth. You cannot budget your way to rich. At a certain point, wealth stops being about how well you manage your money and becomes about how much you can earn. Today, we’re breaking down the 7 Rules for Earning Money - the real cheat codes behind how wealth is actually created. These are not mindset tips. They are not manifestation advice. They are structural rules that govern how money moves in the real world. Whether you’re: a corporate baddie climbing the ladder, working inside a small business, freelancing, or running your own company, these rules apply to you. Because income isn’t random. It’s not fair. And it’s definitely not based on effort - hard work is not a reliable strategy for getting rich. Wealth follows patterns. In This Episode (Part One), We Cover: ▪️ Why you cannot manage your way into wealth ▪️ Rule #1: Money Follows Value, Not Effort ▪️ Rule #2: Demand Sets Your Income Ceiling ▪️ Rule #3: Income Growth Requires Discomfort This Episode Is For You If: You’ve mastered budgeting and still want more You feel capped, underpaid, or stagnant despite working hard You’re tired of hustle culture but know comfort isn’t the answer You want to understand how money actually works, not how people pretend it works Saving protects wealth. Investing grows it. Earning power creates it. ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2026. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Welcome to the year of chic! In this episode, I'm naming “chic” as my word for 2026, not as an aesthetic, but as a way of being. Inspired by culture, identity, and a very millennial Victoria Beckham documentary moment, this conversation is about taste, resonance, and the quiet confidence that comes from knowing who you are (and not needing to explain it). In this episode, we discuss: Why chic is not a trend, look, or personality you perform How chic shows up in decision-making, composure, privacy, and timing The connection between old money ethos, modern wealth culture, and self-permission Why “chic,” quiet luxury, and taste-based signaling trigger so much internet discourse What cultural discomfort around chic reveals about class anxiety, accessibility, and status A personal (and evolving) list of things Amber finds chic—and why noticing your own matters more than copying hers ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Everyone else will call 2026 a “surprise.” Not you. This episode is for people who read patterns, not headlines- who understand that wealth, culture, and power move quietly long before they become obvious. While the internet debates aesthetics and algorithms, the real shifts are already underway. In this episode of Old Money, I break down my 2026 predictions across money, lifestyle, wellness, work, family, and culture, through an old-money lens that values discipline, structure, and long-term positioning over noise. No hype. No hustle porn. No trend forecasting cosplay. Just what’s actually changing-and who it will reward. My 2026 predictions that cover: Aesthetics, Culture & Lifestyle Economics, Labor & Cost of Living Ritual, Rhythm & Emotional Climate Work, Gender & Family Structure Wellness, Beauty & the Body as Status Status, Transparency & Social Signals Skills, Careers & Adaptation Creator Economy & Media Children, Education & Aspiration Law, Order & Political Climate This isn’t about reading a crystal ball, it’s about noticing what’s already happening- and moving accordingly. ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

In between après-ski, caviar and champagne… how do wealthy people actually end the year? This winter, I’m taking a page out of the Old Money playbook. To set myself up for the best 2026, I’m focused on systems, clarity, reflection, and removing friction - the behaviors that compound quietly while everyone else is distracted by holiday noise. In this episode, I share the three things I’m doing before year-end to make 2026 my richest year ever. This isn’t about doing more... it’s about making next year easier to win. In this episode, we discuss: How I build a real money plan for 2026 (not goals, not vibes—an actual plan) End of year accounting: where my money went, where my tracking broke down, and what I’m fixing next year Establishing BALLER CEO systems for the new year, including my life binder and Old Money money machine Why wealth comes from structure, not effort How to close loops on financial friction before January Why wealthy people enter the new year unburdened, not motivated End-of-year isn’t about resetting your life. It’s about removing drag, tightening systems, and letting your money work quieter, and harder, in the year ahead. ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Inside Le Bal de Debutante Shop Amber's Old Money Gift Guide Join the Old Money Country Club It’s our most bougie tradition of the year: the Neiman Marcus Fantasy Gifts Review is back for 2025, and yes, this year’s lineup is more unhinged, more luxurious, and more “wait, someone actually buys that?” than ever. In this episode, we unwrap the psychology behind these once-in-a-lifetime presents, explore why wealthy people love them, and break down how to infuse wealthy-woman energy into your own gift-giving this holiday season. From exclusivity to intentionality to the five dimensions of wealth, we’re showing you how to give gifts that feel expensive... even when they’re not. We also dive into 2025’s Black Friday news (including the continued rise of Buy Now, Pay Later), chat about the always-iconic Les Debutantes Ball, and celebrate one of our very own rich girls for a major win. Think of this episode as your annual reminder that the richest gifts aren’t swiped... they’re shared, experienced, and created. ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

This week, we’re doing a full rich girl grab bag - no outline, no studio lights, just me, my screenshots, and a holiday latte level of chaos. Join me for a cozy end-of-year kiki with your financially responsible, slightly unhinged rich aunt who tells you the truth and buys the best gifts. Then we dive into rapid-fire rich girl questions pulled straight from my DMs and course community: San Francisco, synchronicity & letting life be easy The mirrored Amex card & old-money card philosophy Should you play the credit card points game… or chill? The money belief I had to completely unlearn Black Friday, Cyber Monday & the vibe shift If I were starting from zero with money… Do I track every transaction or set it and forget it? The surprise $10,000 question Finding your real “why” with money Rich girl shout-outs & community wins It’s casual, it’s chatty, it’s very “throw on your Frette robe, light a candle, and plan your rich girl era while the Christmas tree twinkles.” 🎄✨ ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

In this transformational episode of Old Money, we’re joined by a woman whose work has radically expanded my understanding of wealth, energy, and true financial sovereignty — Elizabeth Ralph, former high-powered energy trader turned spiritual wealth mentor and host of The Spiritual Investor Podcast. Elizabeth once lived the full Wall Street power-suit lifestyle. But at just 39 years old, she walked away - not because she had to, but because she’d mastered a new framework for wealth that blends practical investing strategy with energetic alignment. Today, she teaches others how to collapse time, build timeless wealth, and create freedom that goes far beyond the numbers in their bank account. Together, we explore the intersection of money, frequency, intuition, and real-world finance, giving you the tools to rethink everything you’ve been taught about wealth. ---------------------------- What We Cover in This Episode ✨ The moment that led to Elizabeth “retiring” at 39 and what retirement really means in her world ✨ What money frequency actually is and how even skeptics can understand the energetics behind prosperity ✨ Practical ways to ** attune to a higher wealth frequency** and “collapse time” in your financial life ✨ How Elizabeth blends intuition + data to make smart, aligned investment decisions ✨ The truth about financial freedom vs. traditional retirement ✨ A spiritual perspective on debt, scarcity, and emotional money blocks — and how to release them ✨ Why legacy wealth, land, and non-traditional assets may matter more than ever ✨ What Elizabeth is watching in 2025 and beyond, from new asset classes to shifts in global consciousness ---------------------------- Who This Episode Is For 💸 The spiritual skeptic who’s curious but cautious 💸 The woman who wants to understand investing — without feeling intimidated 💸 Anyone who senses money has an energetic component… but doesn’t know where to start 💸 High achievers ready to rewrite their conditioning around work, worth, and wealth ---------------------------- About Our Guest — Elizabeth Ralph Elizabeth is a former energy trader and wealth consultant who retired at 39 after developing a revolutionary blend of financial strategy and spiritual alignment. Today she is the creator of The Spiritual Investor, a global community for women building wealth from the inside out. Her mission is simple: help people step into true financial sovereignty, timeless wealth, and aligned prosperity. For more on Elizabeth, visit www.thespiritualinvestor.com or follow her on Instagram @elizabethralph and TikTok @iamthespiritualinvestor for daily wisdom and wealth tips. ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Are we living inside of a simulation? A video game? The matrix? This might be my most WOO-WOO episode yet, but today we’re breaking through the 3D world into the 5D, exploring what it’s like living inside a simulation-style reality - where money, time, and value are reflections of our internal frequency, not proof of our worth. I break down how to recognize when I’m playing the game as the character, the player, or the programmer, and how to elevate to the level where I’m actually coding my reality from the inside out. I share the real difference between acting rich and being abundant - and how mastering that shift can completely rewire the way we experience money, success, and self-worth. Together, we’ll move beyond performative “wealth habits” and tap into the deeper energetic truth of abundance - the consciousness that attracts, creates, and circulates prosperity with ease. What You’ll Learn The real energetic difference between acting rich and being abundant How to move from earning abundance to embodying it The three levels of the simulation: character, player, and programmer Behaviors that reveal when you don’t fully trust money - and how to shift them Powerful affirmations to anchor the energy of overflow What the true source of abundance really is ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Use code TRUSTFUND15 for 15% off Old Money Method through midnight Friday November 7, 2025. ---------------------------- If you’ve ever thought, “I want to get it together financially… but I also want it to feel simple, calm, and kind of luxurious,” this one’s for you. In this episode, I’m giving you a preview of Old Money Method - my new program designed to help you build wealth the elegant way: with systems that are simple, sustainable, and (most importantly) automated. We’ll talk about what to expect inside the course, why it’s different from traditional budgeting or hustle culture, and how you can start designing your financial life like an old money estate — with structure, ease, and longevity. Get a taste of: The Pyramid to Financial Freedom — and what it takes to be sovereign over your money The Wealth Architecture — how to create your personal financial blueprint like a high-rise in Manhattan Regulated Spending — why a Money Plan is more expansive than a budget, and why this is so important in wealth creation Accelerated Debt Freedom — the quiet, strategic way to become debt-free faster PLUS two tools you can start implementing TODAY Preserving Wealth & Paying Yourself — why automations are the key to having your money grow while you live your life. Effortless Investing — a preview of how I'm going to create a system for you to start investing without fear or confusion. If you’ve ever wondered whether The Old Money Method is for you — come listen. This episode will show you how building wealth can actually feel calm, intentional, and deeply personal. ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

Shop my Holy Grail Hair Products Shop my Holy Grail Skin Care Products ---------------------------- RSVP for the Old Money MASTERCLASS - Organize your Money before 2026 - LIVE Tuesday October 28 4 PM PST Register for the Old Money Mindset Course - all modules are Live! Old Money Method starts October 28 - I'll guide you through designing a custom money machine to build wealth effortlessly - use code EARLY through October 31 for 20% off! Take the Old Money Podcast Listener Survey ---------------------------- Luxury isn’t the bag, the car, or the vacation - it’s how good you feel in your own skin. We’re living in a time where labels can be faked, and lifestyles can be bought on credit. But real wellness? Confidence? Glow? You can’t swipe for that. The energy you radiate, the sheen in your skin, the strength in your body - those are the new symbols of success. As the economy tightens and people start rethinking what “rich” really looks like, there’s been a quiet cultural shift. Being fit, rested, and healthy is the ultimate flex. It’s not about showing off what you can buy, it’s about showing how well you take care of yourself. Today I'm sharing about being in my own “holy grail hair and skin” era & I'm breaking down the products, habits, and mindset shifts that are making me feel better than ever. This conversation isn’t just about aesthetics — it’s about energy, discipline, and self-respect. Because the truth is: You can fake designer. You can’t fake vitality. Tune in for real talk on wellness as wealth, how to cultivate a glow that can’t be bought, and why health — inside and out — is becoming the most powerful form of self-expression. PLUS - shop my Holy Grail Skin & Hair Products! ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

RSVP for the LIVE OLD MONEY MASTERCLASS - Tuesday October 28 4 PM PST, join me to organize and automate your money before 2026. Old Money Method starts October 28- use code EARLY for 20% off & set up a money machine that grows your wealth effortlessly Take the Old Money Podcast Listener Survey & tell me what you think! ---------------------------- Feeling jealous of someone’s highlight reel on Instagram? TikTok influencers got you down? You’re not alone—and it’s not your fault. In this episode, we unpack the science behind money jealousy and why social media makes it worse. From brain chemistry to algorithmic traps, we reveal how our minds are wired for comparison—and how to break the cycle for good. I’m diving into some personal stories about what’s triggering ME online, research-backed insights, and practical tools to help you stop comparing your financial chapter one to someone else’s chapter twenty. Remember: envy is just admiration that hasn’t found direction yet. ---------------------------- Go Deeper with Old Money Courses: Old Money Mindset to learn how to think like a wealthy woman Old Money Method to set up a money machine that grows your wealth effortlessly ---------------------------- Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail Products Old Money Monthly Newsletter for what's rich in culture, shopping and our community Download your FREE Net Worth Tracker Download your FREE Simple Money Plan (better than a budget, designed for your richest life) ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

RSVP Live Workshop Tuesday October 28 4 PM PST - http://evt.to/eoshusdaw Register for the Old Money Mindset Course: http://oldmoneypodcast.com/mindset Take the Old Money Podcast Listener Survey: https://forms.gle/5gCMoWpSx31guwaU8 Subscribe on Substack: https://oldmoneypodcast.substack.com/ ---------------------------- Ever wondered how the most successful leaders, entrepreneurs, and creators make sharp decisions and stay accountable? They don’t do it alone. In this episode, we dive deep into the powerful concept of creating your own Personal Board of Directors. You’ll learn: What a personal board of directors actually is (and what it isn’t). How to identify the right people—mentors, peers, and challengers—to sit on your “board.” The secrets to leveraging your board for better decision-making, growth, and clarity. Real strategies to stay accountable and avoid blind spots in business and life. PLUS a Chat GPT Prompt to develop your OWN personal board AND I share MY personal mentors, advisors and inspirations. Whether you’re building a business, leveling up your career, or seeking clarity in your personal goals, this episode will show you how to surround yourself with the right voices to move forward with confidence. 🎙️ Tune in to learn how to design the ultimate support system that will keep you focused, empowered, and unstoppable. Personal board of directors, career growth strategies, mentorship, accountability partners, leadership development, decision-making skills, personal growth podcast ---------------------------- Free Resources: Old Money Newsletter Download your Net Worth Tracker Download your Net Work Tracker ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.

We're unpacking the strategies, systems, and mindset shifts that will help you take executive-level control of your money, just like a CFO. What You’ll Learn From Corporate to CEO: How Shannon built her fractional CFO firm and why leaving corporate requires strategy, not just courage. Becoming the CFO of Your Life: The difference between a bookkeeper, CPA, and CFO- and how to apply executive-level thinking to your personal finances. Cashflow Confidence: Practical tools for forecasting income, tracking expenses, and minimizing financial anxiety. Your Financial Inner Circle: Why wealthy women build advisory teams (and why abdicating responsibility isn’t an option). Net Worth as Compass: How to use a personal balance sheet to measure growth and set wealth targets. Creative Strategy for Wealth: Real examples of finding elegant, on-brand solutions to financial challenges. Mindset Over Money Blocks: Reframing scarcity, setting realistic goals, and detaching self-worth from your bank balance. The Real Girlboss Era: Beyond the hustle—building lasting businesses with exit strategies and financial foresight. This episode empowers you to manage money like an asset, not an afterthought. Whether in business or in life, true wealth isn’t about numbers- it’s about freedom, choice, and peace of mind. ---------------------------- Free Resources: Subscribe on Substack: https://oldmoneypodcast.substack.com/ Old Money Newsletter Download your Net Worth Tracker Download your Net Work Tracker ---------------------------- Connect with the Old Money Podcast: Community: Join the Old Money Country Club Web: OldMoneyPodcast.com Email: OldMoneyPodcast@gmail.com Instagram: @OldMoneyPodcast TikTok: @OldMoneyPodcast ---------------------------- Copyright (c) Old Money 2025. The content presented in this podcast is intended to entertain, educate, inspire and support listeners in their personal and professional development and does not constitute business, financial, or legal advice. Please note that this episode may contain paid endorsements and advertisements for products and services for which individuals on the show may have a direct or indirect financial interest in products or services related to the episode.