1008. Thinking about raiding your retirement to fund a down payment? In this episode of Money Girl, Laura answers a question from Wendy, who’s considering taking a 401(k) loan to buy a home with 20% down. Learn the rules for using a retirement plan loan, its pros and cons, and alternatives for buying a home without borrowing from your retirement. Money Girl is a Quick and Dirty Tips Podcast, hosted by Laura Adams. Have a question for Money Girl? Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308. Discover more from Money Girl! Hosted on Acast.