Nicole is back for our annual Bread & Wine episode and this one gets real. After finally reading my new book Own Your Time, she shares her honest and emotional reaction including the chapter that made her cry. We talk about the embarrassment of discussing money, the tension we felt during our debt payoff journey, and what it really takes to pursue financial independence as a married couple. Nicole opens up about growing up with money insecurity, why sharing our financial story felt vulnerable, and how we found a healthier middle ground on our path to time freedom. We also discuss why money should not be taboo, how to avoid pushing your spouse too far in the pursuit of financial independence, and what wealth truly feels like today. If you are in the messy middle of career, kids, and financial stress, this conversation is for you. Resources Mentioned Own Your Time by Andy Hillhttps://marriagekidsandmoney.com/book Leave us a voicemail for a future episodehttps://marriagekidsandmoney.com/voicemail Learn more about your ad choices. Visit megaphone.fm/adchoices