Ask HTM - Mag-7-Nondiversification-Risk, Cutting Up 13 Credit Cards, & Best Tax Refund Opportunities #1117

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask, send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it! 1 - International investing: Should I look outside of the US if I’m concerned about “Mag-7-nondiversification” in the S&P? 2 - Grunt work: Is it frugal or cheap to work for beer at my local craft brewery? PLUS a healthcare question... 3 - 13 credit cards: As we eliminate our credit card debt should I close my cards or keep them around? 4 - Cell service: Where to go for the most affordable home internet and cell service? 5 - Tax refund: What’s the best use of a $2,000 refund that I’m expecting to receive? Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending. Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group! Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Money Gears: knowing what to do with your money is crucial to your personal finance journey. MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense. During this episode we enjoyed a Fire, Skulls, and Money by Toppling Goliath – thanks Clint for sending this one along to us! And please help us to spread the word by letting friends and family know about How to Money! Help us to change the conversation around personal finance and get more people doing smart things with their money! Best friends out!