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Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

Becoming The Wealthy You | How to Save Money, Stop Overspending, Get Out of Debt, Budgeting & Personal Finance for Women

Germaine Foley | Financial Coach

Education

A personal finance podcast for women who make good money but still struggle with overspending, credit card debt, and/or saving money. This isn’t about strict budgets or deprivation, it’s about getting to the root of why money still feels hard even though you’re successful in other areas of your life. Hosted by Germaine Foley, the show focuses on mindset and building systems that actually work in real life. If you’ve paid off debt before, grown your business, or made more money but still feel stuck, there’s nothing wrong with you. Overspending and financial stress aren’t a lack of discipline, they’re a sign that the strategies you were taught don’t fit your real life. This show helps you understand what’s actually happening beneath the surface so you can finally change it. Each episode offers honest conversations, practical insights, and a new way to think about money that supports both your life now and your long-term goals. If you’re ready to stop stressing about money all the time and start moving forward, you’re in the right place.

Episodes

169. Why You Overspend When You’re Bored or Stressed (The Boredom Buyer & Relief Seeker)

169. Why You Overspend When You’re Bored or Stressed (The Boredom Buyer & Relief Seeker)

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
21min•Mar 17, 2026
168. The 7 Hidden Overspending Patterns That Keep High Earners From Building Wealth

168. The 7 Hidden Overspending Patterns That Keep High Earners From Building Wealth

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
19min•Mar 10, 2026
167. Why I’m Taking a Break From Shopping (And What It’s Teaching Me About Overspending)

167. Why I’m Taking a Break From Shopping (And What It’s Teaching Me About Overspending)

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
28min•Mar 3, 2026
166. Retirement Isn't Just About Money | Why You Must Invest in Your Health & Wealth Now with Janice Saunders

166. Retirement Isn't Just About Money | Why You Must Invest in Your Health & Wealth Now with Janice Saunders

Janice Saunders is a Bronx native, life coach, author, and the creator of the Seasonal Sisters Universe. She helps women cut through overwhelming health information and turn it into practical, sustainable habits they can actually maintain. Blending holistic and science-backed tools, Janice focuses on improving mental, physical, and social wellness so women can stay active and continue making the impact they desire. A proud Howard University graduate with an award-winning career in the pharmac...
31min•Feb 26, 2026
165. Why You Keep Overspending and Falling Back Into Credit Card Debt (Even With a Good Income)

165. Why You Keep Overspending and Falling Back Into Credit Card Debt (Even With a Good Income)

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
19min•Feb 24, 2026
164. Reactive vs. Proactive Money Management | Why You Still Feel Behind (Even With a Good Income)

164. Reactive vs. Proactive Money Management | Why You Still Feel Behind (Even With a Good Income)

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
25min•Feb 17, 2026
163. How “I Deserve It” Thinking is Quietly Wrecking Your Finances

163. How “I Deserve It” Thinking is Quietly Wrecking Your Finances

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
20min•Feb 10, 2026
162. Why You Keep Ending Up in Credit Card Debt — Even After You Pay It Off

162. Why You Keep Ending Up in Credit Card Debt — Even After You Pay It Off

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
30min•Feb 3, 2026
161. Stop Eating Your Money: How Food Overspending Keeps You From Building Wealth

161. Stop Eating Your Money: How Food Overspending Keeps You From Building Wealth

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
25min•Jan 27, 2026
160. Financial Anxiety is Real - And Extreme Frugality Isn't the Fix with Nicole Stanley

160. Financial Anxiety is Real - And Extreme Frugality Isn't the Fix with Nicole Stanley

Nicole Stanley is owner and head money coach at Arise Financial Coaching. Her mission? Shame-free, accessible financial education that empowers women. As a Latina entrepreneur and personal finance expert, Nicole paid off significant debt and grew her family’s net worth through investing, sparking her passion for helping women build wealth and transform their communities. Arise Financial Coaching has helped hundreds of women and couples get out of debt, save, and become confident with their mo...
50min•Jan 20, 2026
159. Fell Off Your Money Goals? Here’s How to Get Back on Track with Allison Baggerly

159. Fell Off Your Money Goals? Here’s How to Get Back on Track with Allison Baggerly

In this episode, Allison and I talk about why people fall off financial goals, how to reset without starting over, and simple money strategies that actually stick. Grab Our Free Resources: Click Here to get the Free Training: How to Build Wealth Without Going on a Strict Budget. Click Here to get Allison's Goodbye Debt Tracker. How to Stay Connected to Allison: Instagram: https://www.instagram.com/inspiredbudget Podcast: https://podfollow.com/inspiredbudget 1. Click Here to book your Complime...
41min•Jan 13, 2026
158. Why More Self-Control Isn’t Fixing Your Money Habits — A Smarter Way to Start 2026

158. Why More Self-Control Isn’t Fixing Your Money Habits — A Smarter Way to Start 2026

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
26min•Jan 6, 2026
The 2026 Money Reset: Your Year to Build Wealth (For Real This Time)

The 2026 Money Reset: Your Year to Build Wealth (For Real This Time)

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
1h 0min•Dec 30, 2025
157. Why New Year’s Resolutions Fail - And What People Who Succeed Do Differently with Money

157. Why New Year’s Resolutions Fail - And What People Who Succeed Do Differently with Money

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
17min•Dec 23, 2025
156. Why Motivation Isn’t Enough to Change Your Finances (And What Actually Works)

156. Why Motivation Isn’t Enough to Change Your Finances (And What Actually Works)

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
20min•Dec 16, 2025
155. Holiday Spending Getting Out of Control? Here’s How to Enjoy the Season Without Overspending

155. Holiday Spending Getting Out of Control? Here’s How to Enjoy the Season Without Overspending

Click Here to book your Complimentary Wealth Building Strategy Consultation. Interested in The Stop Overspending Course? Click here to learn more & to get started! Follow Me on Instagram → @germainefoleycoaching About this week's Guest Allison Baggerly is an author, podcaster, money coach, and founder of Inspired Budget. As a former teacher, Allison blends her talents for teaching with her passion for personal finances to help others learn how to start budgeting and build a life they love...
43min•Dec 9, 2025
154. Stuck in the Same Money Cycle? Here’s How to Finally Believe This Time Can Be Different

154. Stuck in the Same Money Cycle? Here’s How to Finally Believe This Time Can Be Different

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
28min•Dec 2, 2025
153. You’re Allowed to Want More: Gratitude, Growth, and the Financial Life You Know You’re Meant For

153. You’re Allowed to Want More: Gratitude, Growth, and the Financial Life You Know You’re Meant For

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
19min•Nov 25, 2025
152. You Can’t Out-Earn the Way You See Yourself: The Power of Identity in Building Wealth.

152. You Can’t Out-Earn the Way You See Yourself: The Power of Identity in Building Wealth.

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
21min•Nov 18, 2025
151. Why You Don’t Need Another Budget: Instead, You Need a Simple Money System That Works

151. Why You Don’t Need Another Budget: Instead, You Need a Simple Money System That Works

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching
16min•Nov 11, 2025